ZapMoney - Personal Loan App

ZapMoney is recognized as a straightforward, prompt, and cost-effective Personal Loan Platform suitable for salaried individuals and college students, offering loans up to ₹1 lakh with minimal documentation requirements.

ZapMoney operates under Monexo Fintech Private Limited, a RBI Licensed NBFC-P2P institution.

ELIGIBILITY
For College Students:
- No Income-Proof Required
- Documentation: PAN / Voter ID/ Driving License, Aadhaar for KYC, College ID (mandatory), Internet Banking
For Salaried Individuals:
- Criteria: Working with Registered entities under LLP, Pvt Ltd, Public Limited, or Government employees (State or Central)
- Minimum Net Salary of Rs. 15,000 per month
- Documents: Salary Credit in Bank Account, Latest Payslip, Internet Banking, PAN, Aadhaar for KYC

Our Offerings
- Online personal loans ranging from ₹1,000 to ₹1,00,000
- Interest rates: 18% to 36% p.a.*
- Tenures: 3 to 12 months
- No application Fees
- Low Disbursal fees
- Quick loans & easy EMIs

*Final interest rates or processing fees may vary based on individual credit assessments.

What sets ZapMoney apart for every customer?
- Fast online loan processing
- Competitive interest rates
- Simplified application process
- Swift loan approval
- Digital processing & 10-minute registration
- Easy repayment with manageable EMIs

Experience a loan example: For a loan of ₹3,000 at an interest rate of ₹0.99/₹1000 per day (APR of 36%) and a tenure of 3 months, with a processing fee of ₹199 + ₹36 GST (No additional fees), the monthly EMI would be ₹1,061. The disbursed amount totals ₹2,765 with total interest of ₹182 and the repayment sum of ₹3,182.

App Features:
- Build your credit score
- Free and Paid plans available
- Lifetime free credit score access
- Educational finance content

How to Apply:
- Download the ZapMoney loan app from the Google Play Store
- Login using OTP verification
- Fill out basic information and upload required documents (Payslip/College ID/Employee ID)
- Instantly check your loan eligibility
- Select a flexible loan amount and EMI plan (minimum loan Rs 3000 and minimum tenure of 3 months)
- Complete ENACH and eKYC/video KYC procedures
- Receive the loan amount in your bank account within 24 hours after completing the application process.

We work in partnership with Monexo Fintech Private Limited.
Currently Servicing Areas:
Servicing numerous cities across South, West, North, and East regions; expanding city coverage soon. We appreciate your patience.
For streamlined processes, the following App permissions are required:
Permission for SMS: We gather Financial SMSs to study income patterns and expenses for instant credit decision-making. No personal SMS data is stored or shared; no sharing of SMS data with third-party services.

For queries:
Email: support@zapmoney.in
WhatsApp Chat: 7845743738
Call Support: 7395999667